Career Matters

Let's face it the job market has been difficult enough, and now with the economy in the sad shape that it is, the job market has become bleak to say the least. So now you may find yourself in a dilemma such as: your out of work, you need to take on an additional part-time job to make ends meet, you need to work-from-home or perhaps you need a career change and the job market is extremely tough right now. Regardless of what your reason or your needs, there are Seven Keys to follow if obtaining a "Career Matters". Here are the seven keys that you need to know and practice, they are as follows:

1. Be Proactive - In order to find a job, you must be and remain pro-active in diligently searching for a job. You must search, research, make calls, visit in person, follow-up, as well as keep your knowledge, skills and abilities up-to-date and even take classes if need be. Keep your resume up-to-date, do volunteer work, but do whatever it takes to be and remain pro-active in your job search and while you are without a job.
2. Be Persistent - While you don't want to be a nuisance or annoy a potential employer, you must show your interest and enthusiasm towards working for them. Call, write, email, visit them and revisit them. Just do it in moderation, keep it simple and always have respect.
3. Be Determined - You must have an "I CAN DO" attitude. If you want to find a job and succeed, then you must be determined..."NEVER GIVE UP!
4. Be Career/Job Hunting Savvy - Be savvy...know how to aggressively search for a job, do research, utilize social networks. Here is a link to some of the Top Social Networking Sites
5. Be Motivated - Motivation is key in your job hunting. Again, keep the "I CAN DO" "NEVER GIVE UP" attitude to get you through. Stay positive!
6. Be Patient - Patience is a virtue as they say. Being impatient will get you absolutely no where and derail your efforts, so patience is a must while job hunting.
7. Be Realistic - Realize that as the economy and current job market are in bad shape, you may have to accept a position that's not as lucrative as the one you had before. You may even need to change career paths all together.

Always follow the above keys if your Career really Matters to you. Times are tough, but you can and will get through it by taking one day at a time and following my keys. You may obtain a new job in a month or it could be 6 months, but you will obtain one eventually. And in addition, you may just find a job you enjoy better than the one you had! While I am now not working "out in the world" I still do some part-time work from home by Internet, as well as marketing, promotions and demos part-time, but still, I personally have had times in my own life when I was out of work and on all accounts, I found a new (and usually) a better and/or higher paying job, at least most of the time anyway. And yes, sometimes it was only a matter of a few weeks before I obtained a new job, but most often it took as long as 3-6 months to get another job. For example, it took me six months, but I found a new career working in HUD housing, which I thoroughly enjoyed, and in addition the pay was better than any I had received before. So it just goes to show you, be proactive, persistent, determined, savvy, motivated, patient and realistic, and you CAN obtain another job...just follow my keys!

You can find some great career information & tips at JobHuntersBible.com Better Career Resources and CareerOneStop.org You may also visit my website, ResourcefullyForYou.com where you will find a link dedicated to helping you in not only your job search, but R4U also provides you with resource links to assist and aid you while you are out of work.

Managing the Household in an Economic Crisis – Some Great Money Saving Ideas

Managing the Household in an Economic Crisis – Some Great Money
Saving Ideas
By Nirjara Rustom

A penny saved is a penny earned. This old saying has tremendous
value, especially in the current economy. Unless you have money
to burn (so what if you really do) there’s no harm in saving a
bit for a rainy day. And if you’re really strapped for cash and
live in a hand to mouth fashion, these tips that I’m about to
give you will really be a blessing for you. While the individual
amounts may not be so substantial, there are some nice tips
which, when taken advantage of, will add up to a nice chunk. So,
let’s get started!

1. My first tip is a two in one tip – set goals and start
planning. By goals, I mean that you should first make a list of
your short term, intermediate, and long term goals. This will
help you plan wisely. Also, each short term goal that you reach
will encourage you to save more and accomplish the next goal.
“Reason why” you need to save is a powerful motivator. Next,
whenever you go shopping, make a list of all the things you wish
to buy and control your desire to buy anything else unless you
will require it in near future and it is currently available at
a bargain. Failing to plan in advance will lead to impulsive
spending. In fact, it would be best to leave your credit card at
home and come with limited cash, so you don’t give yourself any
excuses!

2. My next tip actually costs more money but is a great saver
in the long run – buy reusable stuff. Rechargeable batteries,
artificial flowers, artificial Christmas tree, etc cost a little
more initially but save a lot of money in the long run.
Unfortunately, use and throw seems to be more of a norm these
days – I know folks who use paper dishes at home to save them
the bother of washing!

3. This tip will also need you to spend more initially – buy in
bulk. I cannot emphasize enough how important this is. If you’re
planning to buy non perishable goods (like soap), you should buy
in as large a quantity as possible and affordable, depending on
the maximum bulk discount available. You should also prefer to
buy stuff that come in larger quantities per unit. For example,
if you plan to buy washing machine powder, you will notice that
small packages are comparatively more expensive. This may not
always be true, so it makes sense in keeping a calculator
whenever you go shopping, if you’re math is not good enough.
Divide the cost by the weight /number of pieces for each
different variety of packages and you will know how much the
difference is. For perishable goods, be careful and buy the
largest quantity possible that will be consumed before getting
perished. Don’t overbuy to an extent that you have to throw away
the last remains, unless it is still worth! A good idea is to go
shopping in groups so that you can buy in bulk. Prices of some
items fluctuate seasonally, so try to stock up at that time.
Prepare to save enough cash reserves in advance for such
situations by making notes in your calendar.

4. Always visit the clearance racks first whenever you go
shopping. Sometimes it may take a little more time to search for
the right items but the savings will be worth it. You can also
get good bargains at thrift and surplus stores.

5. Reducing wastage is also a big one. There are many things
you can do to avoid wastage; things like switching off lights,
fans and other electric appliances when not required (especially
when you’re moving from one room to another), switching off a
car when you need to wait for over a minute at the traffic
signal, paying bills on time to avoid late payment fees,
avoiding delay in dental treatment, using the washing machine
only when it is full, using up credit card reward points and air
flier miles on time to avoid their lapse, paying off debts on or
before time whenever you can to avoid excess interest, keeping
your house properly insulated to avoid excess use of utilities
like air conditioner and room heater, canceling subscriptions to
magazines which you read sparingly, selling suff you no longer
need on ebay, etc are some great ways to reduce wastage.

6. Buy stuff of good quality, especially durable items. Don’t
go shopping vegetables with plastic or paper bags which will
last only once or twice; use cloth bags instead. You even save
the risk of the bag getting torn in transit, causing
embarrassment and possible damage. Also learn to extend the
durability of stuff like covering electronic items with dust
free covers, using anti-moisture products in appliances and
places of high moisture, to reduce corrosion; powder coating
aluminum slides, regularly oiling mechanical parts, etc.

7. You can also save a lot when going for a movie, if you’re a
die hard movie fan. For example, you can go for a matinee show
or one where the tickets are cheaper, look out for discounted
tickets normally found online, bring your own popcorn in an
opaque plastic bag placed in a large purse, wear jeans with
large pockets and stuff them with snacks and chocolates, etc.

Finally, allow yourself to splurge once in a while! Saving is
good, but don’t be a permanent miser. Total deprivation can
sometimes lead to overindulgence, just like dieting. You should
also understand the difference between a “need” and a “want”.
Buy only the things that you need, not what you want.

About the Author: Nirjara Rustom moderates the House Hold
Section of http://www.bharatbhasha.com at
http://www.bharatbhasha.com/house_hold.php - a free informative
resource.

Source: http://www.isnare.com

Permanent Link:
http://www.isnare.com/?aid=330187&ca=Family+Concerns

Now Might Be a Good Time to Tap into Resources?

With the economy in dire shape right now, let's face it, times are tough, and money is tighter than ever! Perhaps you've lost your job or your hours have been cut back and your're finding the bills are starting to pile up because you no longer have the money to cover them. Now IS the time to maybe try a WAH opportunity for extra cash resources or tap into the resources for assistance that are out there available.

The economy is tough right now, so yes many resources out there have also tightened their belts, but nevertheless, they are still out there, and even if you can get help in just one area, well that's one less stressor in your life. You will find plenty of resourceful information or links to resourceful information to help you in many differents aspects, all you have to do is take action!

Middleclass is about to become extinct

Once upon a time there were many classes of people in our society according to finances. They were upperclass, middleclass and lowerclass. And in addition, there was the additional level to the three mainstream classes of living such as: upper and lower of upper class, upper and lower middle class, and even upper and lower - lower class. However, gone are those days, and unfortunately even the the levels of classes of the mainstreem classes of living have even dwindled away. We have been reduced to what seems that of either an upper class or lower class. We do still seem to have some of the levels of the upper and lower class levels of living though. We seem to have the rich and the poor, and whatever end you may fall on of those two levels...the upper or lower end.

Along with the fading of the class levels of living is human interaction and respect that took years to build and achieve. It's as though we are resorting back to those years of when the tragic Titantic sank, and although there were many reasons for the high death toll that certainly could have been prevented, but nevertheless, when many of those that died that horrible cold frigid night in April just because they weren't considered first class people. I would seriously hate to even remotely think we would let our world desend back into that disrespectful, shameful and evil behavior.

There was a time when my family was considered to be middle to lower middle class, but now, in retrospect, I would have to say we are definately lower class now. The one thing that gripes me the most is HOLLYWOOD. Much as I love movies, tv and my favorite actors and such. They are way over-rated, and highly over paid...it's absolutely crazy! Yes, it's great they give to their favorite charites, causes and such, but seriously, they make way to much money and need to come down and live a more normal life and then maybe they would be treated more normal too. There is just no reason for them to have two and three homes all over the world, and two and three cars, when some people don't even own a home or car or can even eat a meal.

What, if anything can we do to bring back the middle class and the levels of the middle class. I certainly don't have the answers, but I think we could all start by using our heads a little bit more wisely and by doing things such as going green, conserving energy, helping others more freely with not only our time, but with our money. I think if we all could just be a little more patient, kind, helpful, and understanding it could be a better world. Because the rich keep getting richer and the poor just keep getting poorer, so come on everyone let's get out of me, me, me stage, and think about others!

The World is Thirsting for more Humanity

Loneliness (Humanity), depression (Mental Illness), and financial problems (Poverty) are three top issues people struggle with daily, and sadly, often are part of the leading cause in suicide today. What angers, frustrates and hurts me, is that the above issues are greatly lacking in many areas that to me are basic needs and can be more easily fulfilled than they are. And what do these basic needs include, well in my opinion, they include, but are not limited to: caring, concern, compassion, giving, sharing, sensitivity, support, trust and respect.
Seems to me, humanity has gone away, and people are more concerned with how big of a house they can have, and furnish it with the best (museum like) furniture, and drive the nicest of cars, while some of us would be happy just to have our own home or even a car, just to be able to get to a job. For shame! People worry more about their status in their society or communities, rather than their fellow, neighbor, community member or citizens that may be in pain or struggling for whatever reasons.

Most often times, people are quick to judge, quick to apologize and offer their condolences for our dire circumstances, and quick to say they will pray for us, but never are they quick in taking any action in helping. I want to know, where are the humane, compassionate, giving people of ACTION out there in the real world? I've seen them on television, on Oprah, Dr. Phil, and other various shows, but rarely have I seen them with my own eyes, when there's no television cameras rolling, no real recognition, or nothing to gain except to feel good about themselves and what they've done, and to know it's pleasing to God. And most times, when I have seen it, you would have thought it was the most painful thing for them to do, was to have to help someone less fortunate out....what a chore. Again, for shame!

Maybe if some of those more fortunate took a little more consideration, time, effort and money and helped or shared their success with those less fortunate then things would be a little better. I mean come on, do you really need that fancy house? Do you really need that expensive car and do you need three or four of them? Do you really need all those vacations? Do you really need those $100 suits, shoes, and hand bags? Do you really need that $70 bottle of perfume? For shame! I mean there's nothing wrong with a nice home, car or etc within reason. And splurging every now and then is fine, but in all honestly, most often times it has more to do with status, vanity, and self-satisfaction than anything else. And those who may not be so fortunate, but aren't exactly unfortunate either, you can do good as well, just maybe in smaller ways, on a smaller and different scale.

People just need to keep themselves more in check, and keep it real, they need to remember morals, values, compassion, love, and common decency because the world is sorely lacking those things, and is desperately thirsting for them. Even with all the new advances, techniques and technology in the world today, with each passing year, the world is becoming a harder place to exist and co-exist in. The world is thirsting for humanity.

~Kimberly

35 Ways You Can Help the Less Fortunate, Those In Need and Homeless CLICK HERE!
http://dictionary.reference.com/browse/humanity

Resources

Are you using all the resources that you can? Sometimes pride can keep us from using resources, but we shouldnt let that stop us. There's no rule that states what resources, and how many we must use, so use what resources, assistance, help and benefits you can, when you can.

My website has many different types of resources to assist you; therefore please visit http://www.freewebs/resourcefulliving Whether your need is a financial loan, budgeting and finances, job searches, charities, transportation issues, meals, or even mental health issues, my website has resources/links of all kinds. My only wish is to be able "if" to help or assist even just one person, then I've done what I set out to do. Even if you just want someone to share your story with or just to get advice or input, you may find links on my page to those who can share similiar experiences with you.

Remember, take things one day at a time, and one issue at a time and use those resources, because your life matters.

Getting Through Tough Times in Life

Everyone at some point in their lives face some sort of tough time, whether financial, emotional, physical and otherwise. For some, like myself for instance, life seems to be a continious struggle, but I am still here. So how do we get through these tough times and rise above our situation? I found a great resourceful website that offers some great steps on how to do just that, "Get Through Tough Times in Life".

1. Tighten the fiscal belt. If you are experiencing hard financial times, there are several ways to make it, and none of them are easy. Tighten the belt and the purse strings and making a lists of "need-its" and "don't need-its". If you need it to sustain life and maintain a decent living standard, then you must put forth the capital. If it is something you feel you can't live without but know that you can, then don't spend on that certain thing until your situation improves. If there is absolutely no way you can dig your way out or "keep up with falling behind", then you may have to consider consumer credit help or possibly (last resort) bankruptcy. Don't take bankruptcy lightly or treat it as an easy option; it can follow you through most of your adult life, keeping you from purchasing even the necessities in the future if you don't learn to control your spending or manage your lifestyle to equal your income. My site "Resourceful Living" provides some great resourceful links to many kinds of different help, such as: Charities, Depression, Support, Frugile Living, Community Resources, Government Grants, and much more.
   
2. Keep your expectations low and you will rarely be disappointed. This may not seem right to you until you spend some time thinking about how it applies to your own personal life. Use your faith or beliefs; maybe you consider that God, the universe or nature provide us with the tools for any situation; whatever the source, it is up to us to use those tools to keep body and soul together.
   
3. Be prepared to let time assist emotional pain. As for emotional rough times, there is an old saying that "time heals all wounds", and that everything looks better from a distance. Let yourself grieve, cry, wail or whatever it may be that makes you feel like you can continue on another day, and if your emotional distress is something that makes you feel doom or thoughts of death or profound sadness, by all means, seek professional help (including your primary care physician)! Mental Health Matter's whether it's temporary depression your facing or a long-term battle with depression or other mental illness, Mental Health does matter, so please get support, assistance and help that's out there.
   
4. Go with the flow for everyday life. As for the other slings and arrows of outrageous fortune, go with the flow and roll with it; this is a test, only a test. We will all make it to the finish line and none of us will be allowed to take anything with us when we go.

Also for Related Resources & Hows at wiki:

How to Keep Yourself Calm During Tough Times
How to Make Tough Decisions for Yourself
How to Budget Your Money
How to Budget and Save on a Small Income as a Single Parent
How to Create a Working Budget
How to Date on a Budget
How to Decorate Your Home on a Budget
How to Use Tough Love